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Banking from Leeds, not London: regional strategy and structure at the Yorkshire Bank, 1859-1952

Lookup NU author(s): Professor John Wilson

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Abstract

Industrial philanthropist Edward Akroyd created the Yorkshire Penny Savings Bank in 1859. Despite competition from the Post Office Savings Bank after 1861 and a serious reserve problem in 1911, it sustained his overall strategy to become a successful regional bank. Using archival and contemporary sources to build on recent scholarship illustrating how savings banks were integrated into local economies and the complementary roles of philanthropy and paternalism, we analyse an English regional bank's strategy, including an assessment of strategic innovation, ownership changes and management structure. This will demonstrate that the founder's vision continued, even though the 1911 crisis radically altered both strategy and structure.

Publication metadata

Author(s): Larson MJ, Ward K, Wilson JF

Publication type: Article

Publication status: Published

Journal: Accounting, Business & Financial History

Year: 2010

Volume: 20

Issue: 2

Pages: 117-133

Print publication date: 23/06/2010

ISSN (print): 0958-5206

ISSN (electronic): 1466-4275

Publisher: Taylor and Francis

URL: http://dx.doi.org/10.1080/09585206.2010.485744

DOI: 10.1080/09585206.2010.485744

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